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Trip Insurance
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WE RECOMMEND TRIP INSURANCE

We strongly recommend that all guests consider purchasing trip insurance.  For our International Trips, trip insurance is required due to the complexities of international travel and other potential travel related issues.

Purchasing trip insurance is a wise decision when traveling with Backcountry Journeys. Simple injuries, illnesses (like Covid), flight delays and cancellations, and family emergencies can quickly derail your plans for a long-awaited trip. Traveling with Backcountry Journeys is an active tour and often planned several months in advance. Protecting your trip is worth serious consideration.

Our tours can accommodate a set amount of guest. After you register for a trip that spot is no longer available. Once the tour is full, no more registrations invitations are taken. Therefore, our terms and conditions are designed so cancelling less than 120 days prior to your trip departure date results in no refund. With trip insurance, not only is your payment to us covered, but your flights, hotels and other travel costs can also be insured.

Concerned about Pre-existing Medical? Want to obtain a waiver of pre-existing conditions?

Travel SE: Purchase trip insurance within 20 days of your initial payment or deposit to obtain waiver of pre-existing conditions.


Travel LX:  Purchase trip insurance within 24 hour of final trip payment.

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TRIP INSURANCE PLANS

TRAVEL SE

This is our # 1 selling policy. Trip Cancellation and Trip Interruption benefits combined with emergency medical and evacuation benefits. Common claims include illness prior or during trip (Covid), injury prior to trip, travel delay, and hospitalization or death of a family member.
Notice Covid is a covered claim.

To file a claim on Covid you do need a test from a doctor’s office or clinic. At home tests are not eligible for claims. Quarantine Benefits are also included in this plan.
Example 1: Ansel and Virginia each insure their trip for $5,000. Ansel breaks his finger prior to the trip. They submit a cancellation request and are refunded up to $10,000 of losses.

Example 2: Anna and Beverly meet in a local photography group. They book a trip together and each insure the trip. Anna’s grandma passes away before the trip. Both Anna and Beverly can file a cancellation claim.


TRAVEL LX

The Travel LX policy includes Trip Cancellation and Trip Interruption coverage in addition to increased medical and emergency evacuation benefits. The TRAVEL LX policy also offers an Optional Rider for CANCEL FOR ANY REASON (CFAR).

Example, your son’s little league team makes it to the state finals, and you decide to cancel your tour. The CFAR Rider allows you to file a claim and collect 75% re-imbursement on non-covered claims (like a little league game). To be eligible to CANCEL FOR ANY REASON you must purchase the policy within 20 days of initial trip deposit and purchase the Optional CFAR Rider.


Additionally. your personal Health Insurance Policy would most likely cover an evacuation above 9,000 feet. If this is the case, the Travel SE would be a suitable option for these types of destinations.

*Important Note (A): Cancel for Any Reason Rider Not Available in the State of New York.
COVID CLAIMS: If you test positive for COVID-19 before or during a domestic or international trip, it’s very important that you visit a doctor or clinic to document your diagnosis. Proper verification from a doctor is required to make a Covid claim on your policy.
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COMMON CLAIMS FOR BACKCOUNTRY JOURNEYS

•    Sickness of insured or travel companion – Covid
•    Injury of insured or travel companion – Ankle, Knee, Back
•    Weather -missed connecting flight and cancellations
•    Quarantine – many international airports require covid testing
•    Job Loss or Job Relocation
•    Hospitalization or death of a grandparent, elderly parent, or immediate family member
•    Jury Duty / Revocation of paid time off
•    Traffic Accident
•    Trip destination becomes uninhabitable from a wildfire or flooding


Please Note: the listing above are is just some examples of claims that are commonly experienced.

QUESTIONS?

If you prefer communicating with someone, please contact our exclusive account rep Laura Bass. Laura handles trip insurance and international medical insurance for a multitude of companies around the world. She will help you identify the best product for your needs, and there are no costs associated with her assistance. See her contact information below.

Email Laura Bass at Backcountryjourneys@EasyToInsureME.com
US: Call 877-259-6186*
Text/International: 615-843-0572*

*Due to high call volume, email will result in a quicker reply. Majority of people Laura speaks with do opt for the Travel SE plan


BACKCOUNTRY JOURNEYS
"Backcountry Journeys offers guests the unique opportunity to explore our natural world from behind their own lens. We run a selection of hand-crafted Photo Tours, Workshops & Safaris connecting passionate people to exceptional experiences. Locations worldwide.

- Russ Nordstrand, Backcountry Journeys Founder & Director
CONTACT US
Monday-Friday
8am to 4pm Mountain Time
928-478-1521
adventure@backcountryjourneys.com

TRIP CATALOG

Download our Trip Catalog for detailed information on our many destinations for photography tours, workshops, and safaris.

All Images & Content are property of Backcountry Photography Tours, Workshops & Safaris LLCs - Copyright 2024
BACKCOUNTRY JOURNEYS
"Backcountry Journeys offers guests the unique opportunity to explore our natural world from behind their own lens. We run a selection of hand-crafted Photo Tours, Workshops & Safaris connecting passionate people to exceptional experiences. Locations worldwide.
All Images & Content are property of Backcountry Journeys Photography Tours, Workshops & Safaris LLC - Copyright 2024
CONTACT US
Monday-Friday
8am to 4pm Mountain Time
928-478-1521
adventure@backcountryjourneys.com

TRIP CATALOG

Download our Trip Catalog for detailed information on our many destinations for photography tours, workshops, and safaris.

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